What is Home Credit?

Home credit is also known as home collected credit, doorstep loans or cash loans. 
It is a friendly, personal service that provides small loans with manageable repayments. They’re collected each week from your home by your own agent.
Where we differ is that these agents do not receive commission based on how much they lend, but how much they collect. That means it's not in their interest to lend more than you can comfortably afford to repay.
The whole idea of home credit is that you feel in control of your finances, and can manage the repayments easily that's why you'll find a home credit loan from Provident Personal Credit friendly and straightforward, and be assured of no extra charges, even if you miss a payment.

How much can I borrow ?

Home credit loans start from £50 and you can borrow up to £500. Alternatively, you can borrow £300 loaded onto a visa card (great for online shopping or holidays abroad) or even in gift vouchers to spend in high street stores just apply online and your agent will explain the options to enable you to choose what's right for you.

How long does it take to pay it back ?

You can choose to take your short-term loan over 23, 31 or 52 weeks.
We’re here to help as little or as much as you need. Just choose the amount you’d like to take and how long you’d like to take to pay it back.
You can apply for one now and get a decision in principle online.

How do I pay back the loan ?

You start paying the money back seven days after you receive your loan. Your agent will come and collect it from your home.
You will be given a payment book in which all your weekly repayments are recorded. This helps you know where you are with your repayments, so you should keep it in a safe place.

How much does it cost ?

Simply use the calculator below to find out how much a loan will cost you:

Loan example: If you borrow £300, you will pay back £10.50 over 52 weeks, which adds up to £546.Typical 272.2% APR
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

Can I Get A Home Credit Loan: Click Here